Ron's X-site Blog

Congrats Allen - Senedo Road Purchase
July 6th, 2008 9:47 AM

CONGRATULATIONS to my client Allen on his recent purchase on this propertyin the Columbia Furnace area of Shenandoah county.  It is going to make a great home for a young family real soon.  Thanks for using me as your Realtor.  It is always a pleasure to work with all my customers as it was with you!


RON STEAD 540-539-1200




Posted by Ron Stead on July 6th, 2008 9:47 AMPost a Comment (0)

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First Impressions
July 25th, 2008 3:02 PM

An Attractive Approach
First impressions count! Do you remember your first impressions of your present home? What made you want to buy it? The features or amenities that first attracted you are probably the same ones that will sell your home.

Prospective buyers' first impression of your home is the feeling they get when approaching your property. Each home has its own unique features--trees and shrubs which soften structural lines, unusual architectural features, such as bay windows, or a beautifully landscaped entrance. Whether your home is modern or elegant traditional, the approach to your home makes a statement. Since most buyers are looking for a home that has both charm and class, it pays to keep your grounds well-maintained and attractive. If the exterior appearance of your home and yard is pleasing, buyers will want to see the interior.

I am @ your service

 Ron Stead


Ron Stead 540-539-1200


Posted by Ron Stead on July 25th, 2008 3:02 PMPost a Comment (0)

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Market Timing
July 25th, 2008 2:55 PM

Real Estate has proven to be one of the safest and most profitable types of investments available of the past 50 years.  Records statistically show long periods of steady growth With brief re-adjustment periods throughout.

 On the other hand, timing the market for quick profits can be a difficult strategy.  It becomes hard to predict when the next high or low will come,  as long as various other factors that affect property values.  Homeowners who hesitate to sell their home during a readjustment period (such as the case in today's market) because they feel the lower price is "Too" low are missing the advantage of the next home purchase which will also be at the lower prices.  You must remember that a home purchase is an overall long term investment in the real estate market as a whole, not just a single home purchase.  Once you make your first home purchase, your investment will steadily grow throughout your lifetime of home ownership.  Instead of waiting it out for the next hot market to sell your home, you would be better advised to put your energy and efforts into making your current home the best that it can be.  This allows you to get the best price for your home, regardless of what type of market we happen to be in at any given period.

For sound advice to maneuver this market or any real estate market, feel free to drop me a line and I will be happy to assist you.

I am @ your service

 Ron Stead


Ron Stead 540-539-1200


Posted by Ron Stead on July 25th, 2008 2:55 PMPost a Comment (0)

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Mortgage News
July 6th, 2008 9:27 AM

Mortgage banking organizations are in the news closing down offices or shutting down company wide. This economic downsizing is mostly due to the result of relaxed credit activity of sub-prime lenders over the past 5 or 6 years. The interest rates on these subprime loans are now adjusting to higher rates, making them unaffordable to many investors and homeowners alike, which in turn is causing mortgage delinquencies and defaults leading to foreclosures. Borrowers with good credit and documented income however are still having no difficulty in making their mortgage payments and getting new loans as well. Fannie Mae / Freddie Mac / FHA and VA mortgages remain fully available, underwriting is basically the same with not many changes, and settlement funding is as reliable as ever. Subprime loans on the other hand although still available, are difficult too find and the rates and terms have tightened up substantially.

The rising inventory of unsold and new homes are benefiting today’s home buyers. They have more homes to choose from, the market is better situated for them to negotiate home prices, and mortgage financing remains historically low for those with good credit.

To discuss homes in the area or discuss buying or selling strategies in today’s market give me a call or shoot me an email.


Ron Stead     



Posted by Ron Stead on July 6th, 2008 9:27 AMPost a Comment (0)

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